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Storm risk varies dramatically by region. Select where you live to see what your roof has to defend against — using actual event counts from the NOAA Storm Prediction Center and National Hurricane Center.
Data: NOAA Storm Prediction Center, National Hurricane Center, and NCEI Storm Events Database (2024 reports). State-level figures shown for the highest-impact state in each region.
This storm here went 135 to 160 mph down here and this roof withstood everything. I wanted durability, but it also looks good!— Daniel Charpentier, Verified USMRC Homeowner
Wind and hail destroy more residential roofs than any other cause — combined, they account for the vast majority of insurance claims. Most roofing materials handle one threat acceptably. USMRC Roofing System is independently certified to defeat both at the industry’s highest thresholds.
Wind
Asphalt shingles fail at 90–130 mph as wind catches the exposed shingle edge and peels it back. Our Stone Coated Roofing System eliminates that failure point entirely — every panel uses hidden fasteners and a patented interlocking edge that physically locks each panel to its neighbors, leaving nothing for the wind to grab.
The result: a roof independently tested and certified to withstand sustained winds above 140 mph — the threshold of a Category 4 hurricane — without panel loss, uplift, or fastener failure.
Hail
A single severe hailstorm can total an asphalt roof in 20 minutes. Granules get knocked off, the shingle mat fractures, and the underlayment is exposed — leading to leaks, mold, and a full replacement claim within months.
Our USMRC Roofing System carries the highest impact rating available — Class 4 / UL 2218 — meaning it withstands repeated impact from 2-inch hailstones without functional damage. The stone-coated steel surface absorbs the strike, and the foam-insulated core protects what’s underneath your home.
Most major homeowners insurance carriers offer significant annual discounts on premiums for homes with Class 4 impact-rated roofs. Some offer credits up to 35%. A premium asphalt roof? It doesn’t qualify.
Over the life of a USMRC roof, the insurance savings alone often exceed $10,000 — quietly recouping a meaningful portion of your replacement cost while your roof does the actual work of protecting your home.
Talk to your insurance agent about Class 4 / UL 2218 discount eligibility — and we’ll provide all the documentation your carrier needs.
Discount eligibility, amount, and availability vary by carrier, state, and individual policy. Check with your provider.
A real-world projection of what happens to a standard asphalt roof vs. a USMRC roof in a typical storm-prone region.
Interactive calculator, real financing examples, and the 30-year math behind a USMRC roof.
See the numbers →See our past projects and hear directly from our happy customers.
Completed projects →Learn more about what sets USMRC metal roofs apart from our competitors.
Learn more →Schedule a free in-home consultation. We'll inspect your existing roof, assess your storm risk, and give you a guaranteed price for a USMRC Roofing System replacement — good for 30 days.
Get free foam backer with your new metal roof! This won't last long!